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VA Loans are dedicated to assisting military veterans and their families in achieving homeownership. These loans provide a pathway to owning a home with significant benefits.
One of the most significant advantages, offering the possibility of 100% financing to eligible veterans.
Available exclusively to military veterans and their spouses, recognizing their service and sacrifice.
Closing costs can be covered by gifts or grants, easing the financial burden associated with purchasing a home.
You pay nothing upfront at closings.
Upfront costs can be rolled into the loan.
Our Loan Experts make the process easy and stress-free.
VA Loans offer some of the most favorable terms available, with eligible buyers able to secure financing without requiring a down payment. In 2025, the maximum VA loan amount is $806,500 for most borrowers with partial entitlement, and up to $1,209,750 in high-cost areas.
A typical credit score of 620 or higher. VA Loans are more forgiving than conventional loans regarding your credit history.
VA Loans close quickly and have higher closure rates than conventional and FHA loans. Recent improvements have streamlined the VA Loan Guaranty Program.
VA Loans have been the safest option since the housing crash. Despite requiring $0 down, they've had the lowest foreclosure rate of any mortgage type in the past seven years.
It’s for LIFE. Qualified Veterans can repeatedly use the VA Loan Guaranty Program. It's possible to have multiple active VA Loans simultaneously, and foreclosure on one doesn't disqualify you.
A VA IRRRL, also known as a VA Streamline Refinance, is a refinancing option that allows veterans and active-duty service members to lower their interest rates and monthly mortgage payments with minimal paperwork and no out-of-pocket costs.
If you have an existing VA-backed home loan and are current on your payments, you may be eligible for a VA IRRRL. This refinance option is available to veterans, active-duty service members, and eligible surviving spouses.
Yes, one of the key benefits of a VA IRRRL is that you can roll your closing costs into the new loan, meaning no out-of-pocket expenses at closing.
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