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Refinance
Unlock Your Home's Potential
Explore refinancing options to adjust your current loan, access home equity, fund renovations, or support your financial goals.
Have a Loan with Us?
Great news! You’re automatically enrolled, at no cost to you, in our Customer Loyalty Program.
Call (800)-672-9470 to check your enrollment!
Why Refinance?
Refinancing your mortgage may offer several potential benefits
Lower Interest Rate
Potentially reduce your interest rate
Shorten Loan Term
Explore a shorter repayment term
Cash-Out Refinance
Access equity for a variety of needs
Change Loan Type
Explore a different mortgage option
Improve Loan Terms
Find terms that better fit your goals
How We Can Help
Our Loan Experts make mortgage refinancing easier.
How We Can Help
Our Loan Experts make mortgage refinancing easier.
- Personalized Guidance: Explore options based on your financial goals.
- Transparent Communication: Understand your refinance options every step of the way.
- Comprehensive Support: Get guidance from application through closing.
- Competitive Rates: Explore refinance rates and terms that fit your goals.
Connect with a Loan Expert
Our Loan Experts are available to answer all your questions.
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Refinance FAQs
Can I still refinance if my home’s value has decreased?
Yes, you can still refinance even if your home's value has decreased. Programs like FHA Streamline Refinance and VA IRRRL may offer options without requiring a new appraisal.
How can I take advantage of potential rate drops in the future?
Consider locking in today’s rates with a float-down option or opting for a refinance with flexible terms. Our team can guide you on how to prepare for future rate changes.
What are the costs associated with refinancing, and how long will it take to break even?
Refinancing involves costs such as closing fees and appraisal charges. We’ll help you calculate your break-even point and determine if refinancing will save you money in the long term.
Can I refinance to access cash for home improvements or other needs?
Absolutely! Cash-out refinancing allows you to tap into your home’s equity for renovations, debt consolidation, or other financial goals. Let us show you how to leverage your home’s value.
If I have a current mortgage with Land Home Financial and want to refinance, will I have to pay closing costs again?
If you are a Land Home Financial client with an current mortgage you may be able to finance your closing costs into the loan so that it won’t be necessary to bring money to closing. You may also be eligible for the Customer Loyalty Program. To find out if you have been enrolled at no cost, Call (800)-672-9470
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