Phillip Hinojoza
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Phillip Hinojoza

Branch Manager

NMLS #249712

Apply Now
Phillip.Hinojoza@lhfs.com

9381 E. Stockton Blvd.

Elk Grove, CA 95624

Work Phone: (916) 512-3202 x2002 Cell: (916) 549-9536

Fax: (916) 273-5663

About Phillip

A proud graduate of the University of California, Davis, and a seasoned mortgage professional, I bring nearly 30 years of experience helping families achieve the dream of homeownership. Since 1999, I’ve specialized in creating tailored financing solutions—from VA, FHA, USDA, and Jumbo loans to Conventional, Non-QM products, HELOCs, and down payment assistance programs. My goal is to offer flexible funding options that align with each client’s unique needs and long-term goals. Passionate about what I do, I believe success comes from working with the best. That’s why my team and I are committed to providing personalized, consistent, and exceptional service. Whether you're a first-time buyer or a seasoned investor, we’re here to help you succeed. Outside of work, I love vacationing in Hawaii with my wife and kids, cheering on the Sacramento Kings, and spending weekends on the golf course with family and friends.

Phillip's Testimonials

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5

Phillip is extremely knowledgable, responsive, and helped answer all my questions or concerns to ensure I had the best service.

Joseph, Sacramento, CA

Phillip was incredibly knowledgeable, kind, and supportive throughout the entire process. He took the time to explain everything clearly, answered all of our questions, and made sure we felt comfortable every step of the way. His guidance was not only helpful but also reassuring. What could have been a stressful experience felt manageable and even exciting. His professionalism, patience, and genuine care made a huge difference. That’s what made this a truly great experience

T erra, Concord, CA

Amazing customer service. Very resourceful, knowledgeable. Explained step of the process in detail. Attentative and understanding.

Muhammed, Sacramento, CA

Philip was honest, direct , and timely. He not only provided information but education. Phillip is a true asset to the lending industry..

Hiram, Waterford, CA

Phillip was professional, considerate and had a personal touch. He listened to any and all concerns, thoughts, and questions. Outstanding customer service!

Matthew, Elk Grove, CA

Phillip was Very responsive, encouraging, knowledgeable, welcomed any questions, and Always made me feel like I was speaking to an old friend. As a first time home buyer, he and his team made this The Best experience I could've Ever hoped for. My daughter and I are eternally grateful. THANK YOU Phillip, for helping to make our Biggest dream come true!

Sakinah, Sacramento, CA

Organized, fast, knowledgable and friendly! Phillip and Sally were a pleasure to work with.

Anna Lissa, Elk Grove, CA

Phillip was very patient with all my questions and quick to respond whenever I tried to get in contact with him.

Michael, Elk Grove, CA

Philip from Land Home is an exceptional lender. As business owners, getting approved for a loan can be especially challenging due to the complexity of our financial situation. Philip and his team made it happen—he navigated our case with expertise and dedication, and we’re incredibly grateful for his support.

Julie, Elk Grove, CA

Above and beyond !! This was our second home purchase with you, and I couldn't imagine going with somebody else. Big shout out to Christina for making this purchase seamless and smooth. If a third home is in order, Philip , Christina and the team will be our choice for sure!!

Christopher, Elk Grove, CA