Unlock Your Home’s Potential:

with a Renovation Loan

Home renovations can be transformative, but financing them may seem overwhelming. With Land Home Financial Services’ renovation loan options, homeowners can access the funds they need to update, upgrade, or completely transform their living spaces without turning to high-interest loans. 

A renovation loan is a type of financing that allows homeowners to borrow money for home improvements, repairs, or upgrades. The unique aspect of this loan is that it includes both the cost of the property (if you're buying a home) and the renovation expenses in one mortgage.

• Lower Interest Rates: Compared to personal loans or credit cards, renovation loans usually offer lower interest rates.
• Longer Repayment Terms: Since renovation loans are structured as part of a mortgage, the repayment terms can be extended over decades, making monthly payments more affordable.
• Tax Benefits: Mortgage interest on a renovation loan may be tax-deductible, unlike credit card interest.
  
  

Renovating key areas like the kitchen, bathrooms, or exterior not only enhances the aesthetic appeal but also boosts your home’s market value. Homes with updated features typically sell for more, offering a strong return on investment.

Common projects include adding a new room, updating the kitchen or bathrooms, repairing structural issues, or even replacing old windows with energy-efficient models.

Land Home Financial has extensive experience in helping homeowners navigate the renovation loan process. With expert loan officers, personalized service, and a commitment to client satisfaction, we make sure you can access the funding you need with minimal hassle.