We Use Cookies
Cookies help us enhance your experience on our website and enable us to monitor and retain your interactions with it. By continuing, you consent to our use of cookies. For more details, please refer to our Privacy Policy.
At Land Home Financial, we support the new construction market with tailored Construction-to-Permanent (C-to-P) financing options, offering both Single-Closing and Two-Closing transactions. These solutions are designed to help you expand your business while addressing the housing supply needs in your community. Our financing options empower borrowers to design and build homes that meet their unique needs.
With our Single-Closing C-to-P transactions, lenders can streamline the process by underwriting and closing both the construction loan and permanent financing at the same time, all within one set of closing documents. This approach offers significant advantages for borrowers:
Note: The lender manages the disbursement of loan proceeds to the builder, contractor, or other authorized suppliers. A third party may be used for this function.
For borrowers who already have an existing construction loan, our Two-Closing C-to-P transactions offer a seamless way to convert that loan into a permanent mortgage. The initial construction financing can be obtained from any lender, and when the time comes, we help roll that financing into a long-term mortgage.
This option provides borrowers with the flexibility to secure better terms on their construction financing, without the need to commit to mortgage terms upfront.
Our Construction-to-Permanent financing options are designed to make the homebuilding and mortgage process as smooth and flexible as possible, giving borrowers the freedom to build their dream homes with confidence. Let Land Home Financial be your trusted partner in expanding your business and helping your clients achieve their homeownership goals.