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Designed to increase homeownership opportunities for low-to-moderate income individuals and families in Tulsa County, Oklahoma.
Offers a below-market rate, with a forgivable second mortgage 0% interest over 5 years.
Funds can be used for down payment, closing cost, or prepaid items.
Experience: Leading community lender since 1988
Reliability: We hold over 90% of our loans
Flexibility: We offer a variety of loan options tailored to your specific needs
Coverage: Licensed in all 50 states and the District of Columbia
The program offers down payment and closing cost assistance to help first-time homebuyers in Tulsa County (Oklahoma) make homeownership more attainable.
Eligible applicants include first-time homebuyers or those who haven’t owned a home in the past three years. Participants must meet income limits, credit score requirements, and other program guidelines. The exemptions to the first-time homebuyer requirements are to purchase a home in a targeted census tract or if you are a Veteran.
Qualified buyers can receive 3.5% down payment of the total loan amount for down payment and/or closing costs, making homeownership more affordable.
Eligible properties include single-family homes, townhomes, and condominiums located within Tulsa County, Oklahoma. The home must serve as the buyer's primary residence.
Yes, buyers are required to occupy the home as their primary residence within 60 days of closing.