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Provides support and tools needed to make owning a home achievable and sustainable, including up to 96.5% financing, built-in refinancing options, financial counseling, and a home warranty.
Down payments as low as 3.5% of the purchase price, making homeownership more attainable.
With Link Home Financing, customers benefit from a fixed interest rate and financing for up to 40 years.
Transition to a traditional mortgage with better terms as equity grows.
Experience: Leading community lender since 1988
Reliability: We hold over 90% of our loans
Flexibility: We offer a variety of loan options tailored to your specific needs
Coverage: Licensed in all 50 states and the District of Columbia
The LINK program is designed to help individuals and families achieve homeownership by offering affordable, long-term financing options and support for becoming mortgage-ready.
The program provides financing up to 96.5% of the FHA loan limits, built-in refinancing options, financial counseling, payment protection, and a home warranty, all while allowing participants to hold equitable title interest during the process.
Eligibility is open to individuals who are working toward mortgage readiness and meet specific program requirements. Participants must demonstrate the ability to maintain consistent payments and financial stability.
The program includes a refinancing feature that allows participants to transition to a traditional mortgage as they become financially ready, ensuring a seamless path to full homeownership.
Eligible properties include homes that fall within FHA loan limits and meet program criteria, providing a range of options for participants to find their ideal residence.