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This program provides affordable FHA loans with tailored down payment assistance for eligible buyers.
"Our Loan Expert made
the process so easy!"
Experience: Leading community lender since 1988
Reliability: We hold over 90% of our loans
Flexibility: We offer a variety of loan options tailored to your specific needs
Coverage: Licensed in all 50 states and the District of Columbia
The House2Home program is a specialized loan program designed to help individuals and families achieve homeownership by offering down payment assistance. It’s especially beneficial for buyers looking for affordable solutions to reduce upfront costs and make homeownership more accessible.
Exclusive to FHA loans, the House2Home program provides 3.5% of the total purchase price as down payment assistance in the form of a second mortgage. This assistance can help cover the down payment, closing costs, or even reduce your interest rate, making it easier to buy a home with less out-of-pocket expense.
The House2Home program covers various property types, including single-family homes, condos, and manufactured homes. This flexibility allows you to choose the type of home that best fits your needs and lifestyle while still receiving assistance.
A minimum credit score is required, typically starting at 580. Our Loan Experts can help you determine if you meet these qualifications.
No, House2Home is available to both first-time and repeat homebuyers, allowing more people to benefit from the program. Whether you're buying your first home or your next, House2Home provides a valuable opportunity to make homeownership more affordable.