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FHA Down Payment Assistance
This program provides affordable FHA loans with tailored down payment assistance for eligible buyers.
Nationwide
Buy a Home with
Zero Down
"Our Loan Expert made
the process so easy!"
House2Home Overview
Tailored solutions for a seamless, personalized loan process
Down Payment Assistance
Homebuyers receive 3.5% of the total purchase price, which can be applied directly to the down payment.
Second Mortgage Structure
Assistance comes as a 15-year fully amortizing second mortgage, ensuring a manageable solution.
FHA Loan Eligibility
Exclusively available for FHA loans, ensuring that borrowers benefit from the favorable FHA terms.
Flexible Fund Usage
Funds can be used for down payment, rate buydown, or closing costs, giving buyers financial flexibility.
Qualifications
The home loan that unlocks opportunities.
Qualifications
The home loan that unlocks opportunities
- Available nationwide, except NY & WA*
- No Purchase Price Limit
- Only New Purchases (no refinancing)
- Single Family Homes (1-4 units), Condominiums, Manufactured Home, or Townhouses
Connect with a Loan Expert
Our Loan Experts are available to answer all your questions.
Why People Trust Us
Experience: Leading community lender since 1988
Reliability: We hold over 90% of our loans
Flexibility: We offer a variety of loan options tailored to your specific needs
Coverage: Licensed in all 50 states and the District of Columbia
House2Home FAQs
What is the House2Home program, and who can benefit from it?
The House2Home program is a specialized loan program designed to help individuals and families achieve homeownership by offering down payment assistance. It’s especially beneficial for buyers looking for affordable solutions to reduce upfront costs and make homeownership more accessible.
How does the House2Home down payment assistance work?
Exclusive to FHA loans, the House2Home program provides 3.5% of the total purchase price as down payment assistance in the form of a second mortgage. This assistance can help cover the down payment, closing costs, or even reduce your interest rate, making it easier to buy a home with less out-of-pocket expense.
What types of properties are eligible under the House2Home program?
The House2Home program covers various property types, including single-family homes, condos, and manufactured homes. This flexibility allows you to choose the type of home that best fits your needs and lifestyle while still receiving assistance.
Are there specific credit requirements for House2Home?
A minimum credit score is required, typically starting at 580. Our Loan Experts can help you determine if you meet these qualifications.
Do I need to be a first-time homebuyer to qualify for House2Home?
No, House2Home is available to both first-time and repeat homebuyers, allowing more people to benefit from the program. Whether you're buying your first home or your next, House2Home provides a valuable opportunity to make homeownership more affordable.