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Making homeownership more accessible for low-to-moderate income individuals and families in Texas by providing valuable down payment and closing cost assistance.
Offers up to 5% for your down payment and closing costs, making homeownership more affordable.
Experience: Leading community lender since 1988
Reliability: We hold over 90% of our loans
Flexibility: We offer a variety of loan options tailored to your specific needs
Coverage: Licensed in all 50 states and the District of Columbia
The SETH MyHome PlusSM program is a down payment assistance initiative aimed at increasing homeownership opportunities for low to moderate-income individuals and families in Texas. It offers financial support to help with down payment and closing costs.
The program provides down payment assistance of up to 5% of the loan amount.
Eligibility is based on factors such as income limits, credit score, and debt-to-income ratio. Specific requirements vary depending on the loan type and the county where the property is located.
The program supports various loan types, including FHA, VA, USDA, and Conventional Loans, offering flexibility to meet the diverse needs of homebuyers.
Eligible properties include single-family homes, condominiums, townhomes, and manufactured homes. The property must be located in an eligible area in Texas and used as the buyer’s primary residence.