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North Central Texas
Down Payment Assistance Grant Program
The North Central Texas First Home Program helps eligible first-time buyers with 3.5% grant assistance toward upfront homebuying costs and down payment expenses.
Texas
North Central Texas My First Home Program
Grant Assistance
Helps eligible first-time buyers with down payment, closing costs, and other upfront homebuying expenses.
North Central Texas Loan Requirements
Here’s what you’ll need to get started.
- Credit Score Minimum credit score of 620
- Debt-to-income ratio AUS approval
- Occupancy required Within 60 days of closing
- Homebuyer Education Informative homeownership course required
Qualifications
The home loan that unlocks opportunities
Qualifications
The home loan that unlocks opportunities.
- Available in Ellis, Hunt, Kaufman, Navarro, and Rockwall Counties, plus the cities of Cedar Hill, DeSoto, Duncanville, Lancaster, and Waxahachie.
- Purchases only
- Single Family (1-2 units)
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Our Loan Experts are available to answer all your questions.
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North Central Texas First Home FAQs
How much assistance does the program provide?
The program provides 3.5% grant assistance for eligible first-time homebuyers. Funds may be used toward down payment, closing costs, and pre-paids.
What is North Central Texas My First Home Program?
The North Central Texas First Home Program is a homebuyer assistance program designed to help eligible first-time buyers with upfront homebuying costs through 3.5% grant assistance. The program is available with eligible FHA, VA, and USDA financing options in select North Central Texas counties and cities.
Who qualifies for North Central Texas My First Home Program?
Eligible first-time homebuyers purchasing in Ellis, Hunt, Kaufman, Navarro, and Rockwall Counties, along with Cedar Hill, DeSoto, Duncanville, Lancaster, and Waxahachie, may qualify for the North Central Texas First Home Program if program guidelines are met.
What types of loans are available through the program?
Eligible homebuyers may use FHA, VA, and USDA financing options through the North Central Texas First Home Program.
What types of properties are eligible under the program?
Eligible 1–2 unit properties may qualify under the North Central Texas First Home Program, subject to program guidelines.