Christina Hinojoza

Loan Officer

NMLS #294122


Christina.Hinojoza@LHFS.com

9381 E. Stockton Blvd.

Elk Grove, CA 95624

About Christina

Born and raised in Sacramento, I’ve always felt a strong connection to this community. After earning my bachelor’s degree in Finance from Sacramento State, I began my journey in the mortgage industry in 2004. With nearly two decades of experience, I specialize in helping first-time homebuyers navigate the path to homeownership with clarity and confidence. My passion lies in creating personalized lending strategies that empower individuals and families to achieve their dreams. I take pride in making the loan process as smooth, stress-free, and educational as possible—ensuring every client feels supported and informed every step of the way. When I’m not helping families find their perfect home, you’ll find me remodeling houses, vacationing in Hawaii with my family, or enjoying a relaxing glass of wine. As a proud mother of three, I understand how important it is to find not just a house, but a home. Let’s turn your homeownership goals into reality—together.


Christina's Testimonials

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5

I cannot recommend Christina highly enough! She was incredibly helpful, informative, and knowledgeable throughout our entire home-buying process. Going through this journey can be stressful, but she was a true blessing to me and my family from start to finish. If you want a loan officer who genuinely cares and guides you every step of the way, look no further than Christina!

Joseph, Olivehurst, CA

I cannot recommend Christina highly enough! She was incredibly helpful, informative, and knowledgeable throughout our entire home-buying process. Going through this journey can be stressful, but she was a true blessing to me and my family from start to finish. If you want a loan officer who genuinely cares and guides you every step of the way, look no further than Christina!

Joe, ,

Start to finish an awesome experience. My wife and I reached out about a year ago via a free consultation, after looking at our credit we weren't quite there yet but Christina gave us great insight on what needed to done to make buying possible. She answered every question we had even when we weren't necessarily able to buy yet (important when you understand someomes time is valuable) she helped us so much with getting our credit where it needed to be, she gave us multiple options and avenues we could explore, and when it came time to buy all of the numbers were transparent. Again, every question we had was answered (we bugged them a lot). Everything was extremely smooth for buying our first house, we are very grateful to have worked with such a great group of people on this. Every person we came in contact with here was awesome!

Steven, Ione, CA

Christina is always helpful and responses to my questions promptly. It is always a pleasure working with Christina.

Mary, Sacramento, CA

Christina is extremely knowledgeable, easy to work with, puts her best foot first and goes above and Berti bein beyond to help. I will absolutely be working with Christina on our next purchase and would recommend anyone looking to buy to do the same.

Za'Cory, Sacramento, CA

“Christina was incredibly knowledgeable and always kept us informed of any updates or changes, offering clear options along the way. Working with her was effortless — she made the entire process feel far less intimidating and much more pleasant. I highly recommend her.”

Ruth, Sacramento, CA

“Christina was incredibly knowledgeable and always kept us informed of any updates or changes, offering clear options along the way. Working with her was effortless — she made the entire process feel far less intimidating and much more pleasant. I highly recommend her.”

Ruth, ,

Christina was absolutely great to work with throughout the entire loan process. She was knowledgeable, patient, and always responsive. She took the time to explain everything clearly, answered all of my questions, and made sure I understood each step along the way. Christina stayed on top of every detail and kept the process moving smoothly, which really helped reduce stress. I truly felt supported and confident working with her, and I’m very thankful for her dedication and professionalism. I highly recommend Christina to anyone looking for an excellent loan officer.

Jamella, Elk Grove, CA

I couldn't off asked for a better loan officer than Christina. Christina guided us through the process of homeownership very smoothly and explained every question that we didn't understand from start to finish. I would definitely refer anyone that's looking to buy a home to land home financial. Christina is an excellent loan officer. She deserves a 100 star rating!!

Trinette, Elk Grove, CA

Christina is the best there is. I started the loan process with other lenders and as soon as o spoke with Christina and she educated and supported us, we knew she was the only one who could do this for us. She's fast, responsive, and extremely knowledgeable. I can't imagine we would have been in better hands. LHF and Christina will be our only choice moving forward for all future transactions!

Jena, ,