Hero Image

WHAT IS A REVERSE MORTGAGE AND HOW DOES IT WORK?

A Reverse Mortgage is a specialized loan available to homeowners age 62* and older, backed by the Federal Housing Administration since 1988. A Reverse Mortgage allows homeowners to convert a portion of their home's equity into cash without selling the home or making regular monthly mortgage payments. Although there is no monthly mortgage payment, the borrowers are responsible for timely payment of property charges, such as taxes, HOA dues, insurance, and maintenance. Unlike traditional mortgages, repayment is not required until the last borrower no longer resides in the home.


*Proprietary programs may be accessible in certain states for individuals as young as 55.

WHY REVERSE MORTGAGES?

  • Convert Equity into Cash / Tax Free Income*
  • Age in Place or find your retirement dream home
  • No Monthly Mortgage Payments**

*Consult a financial advisor and appropriate government agencies for any effect on taxes or government benefits.

**Real estate taxes, homeowners’ insurance, and property maintenance required

RUN A QUICK SCENARIO

WORK WITH AN EXPERT TODAY

Obtain your no obligation quote!

CONNECT WITH A REVERSE MORTGAGE SPECIALIST TODAY:

EXPERT ADVICE

Our reverse mortgage experts are available to answer all your questions. The process is simple and there are no obligations.

(855) 995-5020

Let's Get Started

Reverse B2C

REVERSE MORTGAGE WITH LAND HOME FINANCIAL SERVICES, INC.

For over 35 years, we’ve been tailoring loans to our customers’ needs. At Land Home, we don't just provide mortgages; we build foundations for families, one personalized loan at a time.

MORTGAGE EXPERTS

Industry experts in refinance, purchase, new construction, and more. Licensed in 50 states

TRUSTED LENDER

With 35 years of home financing experience, we're not just lenders, but lifelong partners

PEACE OF MIND

We are a Better Business Bureau (BBB) accredited business with an A+ rating.

WHAT IS THE REVERSE MORTGAGE PROCESS?

*Some states may require in person counseling. Please consult with your Reverse Mortgage Specialist.