Renovation Lending

Renovation Financing Made Simple

Renovation Loans: Purchase or Refinance


A renovation loan will combine the after improved value of both the cost of repairs and the home financing (or refinancing) all into one loan. This process allows contractors to do the work after closing—saving the borrower time and money. Please contact our Renovation Specialist with questions at 855-995-5013.

Turn a Fixer Upper into Your Dream Home

Purchase—Are you having trouble finding you dream home?

The purchase renovation home loan is best for the home buyer looking to purchase a property that needs a little work or a few upgrades, commonly referred to as a “fixer-upper.” Whether your dream property needs a new roof, a kitchen upgrade, or a complete renovation overhaul, the renovation loan provides qualified borrowers the financing they need to purchase the property and fund their future home’s improvement costs.

Refinance—Dreaming of new cabinets and a bigger bathroom?

The refinance renovation home loan is best for the homeowner(s) interested in major renovations or minor improvements on their existing home. Our refinance renovation loan is the perfect solution to turn your “now home” into your “forever home.” Please contact our Renovation Specialist with questions at 855-995-5013.

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Need a Renovation Loan?

You’ve Come to The Right Place


Land Home has dedicated an entire team to handle the nuances of these specialize home loans. The Land Home Renovation team is a specialized group of renovation loan experts with over 20 years of experience whose sole focus is guiding customers through the entire renovation loan and remodel process from initial interest all the way until the final inspection. Please contact our Renovation Specialist with questions at 855-995-5013.

Abundant Finance Options

We'll Work with Your Situation


Land Home provides both government and conventional and, purchase and refinance renovation home loans. Loan qualifications differ between products with each loan option carrying . Get Pre-Approved its own unique credit score and down payment requirements, all determined by the prospective borrower’s financial situation. Please contact our Renovation Specialist with questions at 855-995-5013.

Land Home Financial Service, Inc.

Specializing in Specialty Home Finance Since 1988


Established in 1988, Land Home has built its brand on serving the unique needs of underserved home buying markets. Renovation home finance is a niche market with many nuanced qualifications and steps deserving specialty expertise. Most lenders lack the particular knowledge set, expertise, and relationships renovation loans require. To adequately serve this market, Land Home employs a team of nationally licensed renovation home loan experts whose sole responsibility is handling the needs of the renovation home loan market.

Using after improved appraisal value, a one-time close, and a 60-day close window; the Land Home Renovation team is committed to helping you buy and create your dream home.

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Benefits of a Renovation Loan


Whether your renovations are large or small, necessary or optional, a renovation loan:
  • - Covers fixing, updating, or total renovation of your home
  • - Amount is based on the value of your home including the proposed changes
  • - Repairs are done after closing, with one monthly payment
  • - Down payment can be as little as 3.5% on purchases for qualified borrowers
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