CONCORD, CA, March 8, 2016:  Land Home Financial Services, Inc. (Land Home) in partnership with National Homebuyers Fund, Inc. (NHF) launched NHF Sapphire, a nationwide down payment assistance program aimed at boosting homeownership levels throughout the country. “Teaming up with NHF has been a goal of this organization for a long time. Every American deserves the opportunity to achieve the dream of homeownership–we took a big step in that direction today,” said Brad Waite, President and CEO of Land Home. NHF is a non-profit public benefit corporation established in 2002 to stimulate and expand homeownership opportunities across the nation. NHF has helped more than 26,600 individuals and families purchase a home, firmly establishing themselves as a proven champion for affordable and responsible homeownership. "NHF's partnership and collaboration with Land Home Financial Services is exciting and speaks to our shared commitment to help low and moderate income families get into homes, stabilize neighborhoods and strengthen communities. Lack of down payment funds is a common reality for many homebuyers and it is critical that we have strong lenders, such as LHFS, to support the bridge between affordable housing programs and the individual families and households who need them," said NHF Vice President Craig Ferguson. Land Home was established in 1988 with the goal of offering financing options for manufactured homes equal to those offered for traditional site-built financing.  Since their inception Land Home has grown into a vast, diverse corporation, offering a broad range of resources and products within numerous facets of the residential mortgage lending arena. The NHF Sapphire program is available to both returning and first-time homebuyers, offers affordable interest rates, along with a plethora of options/levels of assistance to meet each household’s specific needs. Some of the key benefits of the NHF Sapphire Program through LHFS include:

• Non-repayable grant up to 5% of the mortgage loan.
• NOT limited to first-time homebuyers.
• Generous FICO-620 /DTI-45% requirements.
• Low-to-moderate income limits (qualifying income only) 115% FHA AMI Income Limits.
• Available nationwide (all states LHFS is licensed to originate business)

Land Home Financial Services, Inc. (Land Home) is a private mortgage banker headquartered in Concord, CA, licensed in 49 states and the District of Columbia with branch offices in California, Nevada, Colorado, Oregon, Washington, Minnesota, Illinois, Indiana, Florida, Ohio, Pennsylvania, New Jersey, Arizona, North Carolina and Hawaii.  Since 1988, Land Home has provided expert, service oriented mortgage advice built on knowledge, commitment and trust.  Their relationship centric lending model has led to elite rankings by the Scotsman Guide and Mortgage Executive Magazine, multiple years running, and is proud to be an A+ Better Business Bureau (BBB) business since 2012. Land Home is comprised of six divisions (Retail, Wholesale, Reverse, Manufactured, Insurance and Builder) offering a vast array of services in the residential mortgage industry.  Land Home is proud to be Your Preferred Community Lender, donating close to $1 Million over the last five years to a community of nationwide partners with their “Fund It Forward” initiative.  For more information visit lhfs.com, call 800-672-9470, or follow @LHF_Loans. Land Home Financial Services, Inc. | 1355 Willow Way, Suite 250, Concord, CA 94520 | NMLS #1796 | CA-DBO FLL #6052040/RMLA #4150086 | CalBRE #00988341| Complete Licensing available at nmlsconsumeraccess.org National Homebuyers Fund, Inc. (NHF) is a non-profit public benefit corporation and Instrumentality of Government under the Internal Revenue Service code section 115.  

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